Always Personable.
We know it can be intimidating
meeting a financial planner,
particularly if you never have before,
so rest assured you'll be greeted with
a friendly and attentive face and
non-judgemental listening ears.
It's about you, then your money.
Our job is to understand you, your life, your aspirations and what you need, before we recommend what you do with your money. It will never be the other way around.
Strong expertise.
We have extensive experience in working with contractors and those approaching retirement. This experience means we know well the issues these people typically face, and solutions to them. Our planner Jamie has up-to-date and high-level knowledge, demonstrated by his Certified Financial Planner status.
Two-way trusting relationship.
This means you tell us everything we need to know about you. In return we'll give you honest advice, based on what you need, and you can trust we'll always be there by your side.
Always independent.
We do not have any commercial obligations to, or interests in, any investment manager, investment platform or product. As such, you can be confident that whichever the solution we recommend will be because we believe it to be the best for you, and never for any other reason.
Making the complex simple.
Life is complicated enough, and money can easily become complicated. We excel at organising and simplifying your financial affairs, enabling you to get on with life, safe in the knowledge that your money is being looked after and you understand what it is doing.
Why Work With Lab?
We're not going anywhere.
Here's a pretty shocking statistic. 76% of financial advisers in the UK intend to retire in the next decade, that's according to FTAdviser.com article link. So you have to ask "who is planning whose retirement?"
With the average age of an adviser being 58 in the UK, that's suddenly not so surprising.
Without giving away his age, it's fair to say Jamie is a lot younger than 58 and isn't going anywhere for a long time!
One trusted planner relationship.
In most financial planning companies there will be more than one financial planner, usually quite a few.
In these companies it's not uncommon to be re-allocated to another planner, after having built up a trusted relationship, without you wanting this to happen. This can happen for a number of reasons, normally commercial reasons within the business.
You can rest assured that should you become a Lab client, you will only ever be advised by Jamie.
"Of those who took financial advice last year, 88% said it represented good value for money."
LangCat Consultancy Research - May 2023
https://www.flipsnack.com/langcat/the-advice-gap-report-2023.html
Jamie has helped us with our financial planning for eight years now as we moved into retirement. We have always stayed with Jamie as his career developed and we are delighted that he has set up Lab Financial Planning.
He has skilfully planned our pensions and investments to meet our values, risk and life goals. We value his independence in providing the best solutions for us and he has earned our trust.
Best of all is how friendly, personable and understanding Jamie is in simplifying the complex.
Graham and Ann Hale, Retired, Gloucester - October 2023
